Donald Trump is only about a week away from taking the White House, but that doesn't mean President Joe Biden is planning on slowing down.

According to DailyMail.com, Joe Biden is using a loophole to cancel student debt for another 15,000 borrowers.

It appears as though Sleepy Joe is being more active in his final days as president than he was for the first three or so years combined!

The decision will forgive over $4 BILLION in debt for 150,000 borrowers and pushed the total cost of student loan forgiveness in America to $183 BILLION.

Who's footing the bill?

While 150,000 people in America are probably celebrating today, it's important to remember the old saying: There's no such thing as a free lunch.

Although it may be free to them, SOMEBODY is paying for it. In this case, it's the American taxpayers.

You can't just make money out of thin air, those dollars have to come from somewhere. That somewhere is going to be the pockets of hard-working Americans.

Biden's final move

Joe Biden at one point promised broad student loan forgiveness but was never really able to make it happen. However, he was able to push the number of Americans who would have their student debt cancelled to over 5,000,000 Americans, which is more than any other president in American history.

Just before Donald Trump takes office, Joe Biden's Education Department wiped out the loans by using programs that were in place at the time Joe Biden took office.

While the policies and programs were in place before Joe Biden took office, Sleepy Joe has taken things to the extreme and used every single one of them to their fullest extent. Joe Biden fought hard for student loan forgiveness even after America's Supreme Court rejected Biden's forgiveness policy.

"My Administration has taken historic action to reduce the burden of student debt, hold bad actors accountable, and fight on behalf of students across the country," Biden said in a statement.

Defying SCOTUS

Critics are complaining that Joe Biden is finding loopholes in existing programs to do exactly what the Supreme Court ordered him not to do.

Joe Biden's administration said that the latest wave of forgiveness brought the country's total up to $183.6 billion in student loan forgiveness, but Americans probably shouldn't expect that trend to continue.

The wave of student debt relief is expected to dry up once Donald Trump takes office. Although Trump hasn't yet laid out a specific plan for student debt policies, he has previously called student debt cancellation "vile" and illegal, according to the Daily Mail.

What do you think about Joe Biden's student debt relief decisions?

Should we be helping out these people who were told to take out thousands and thousands of dollars in loans at age 18? Or should we hold them to their promise to pay the loans back?