Roy Cooper admits the Affordable Care Act is failing the people it promised to help

By 
, March 5, 2026

Roy Cooper, the Democratic U.S. Senate nominee and former North Carolina governor, stepped in front of cameras during MS NOW's election coverage Tuesday and delivered a remarkable admission: the Affordable Care Act, the crown jewel of the Democratic health care agenda, is pricing out the very people it was designed to protect.

According to Breitbart, Cooper called for restoring ACA subsidies and announced he would launch what he called a "make stuff cost less tour," promising to roll out policy ideas for North Carolinians. But the headline wasn't his tour. It was what he said about Obamacare on the way to announcing it.

"[W]e must get back to making sure that we are fighting the insurance companies who are making healthcare cost more, restoring these subsidies, because we've lost so many people on the Affordable Care Act who can no longer afford it, and people who are there are having to pay more for policies with higher deductibles."

That is not a Republican talking point. That is the Democratic nominee for U.S. Senate in North Carolina describing the signature health care law of his own party as unaffordable.

The law that was supposed to fix everything needs fixing

The Affordable Care Act was sold to the American public as the solution to a broken health care system. Costs would go down. Coverage would go up. If you liked your plan, you could keep it. More than a decade later, a Democrat running for one of the most consequential Senate seats in the country is now acknowledging that people on the ACA "can no longer afford it" and those who remain are stuck paying higher premiums for plans with higher deductibles.

This is not a failure of implementation. This is the architecture of the law itself. When you build a system around subsidies, mandates, and insurance company cooperation, you get exactly what Cooper described: a program that requires ever-increasing government intervention just to keep people from being crushed by the costs. The subsidies aren't a patch. They're a permanent life-support system for a law that cannot sustain itself.

And Cooper's proposed solution? More subsidies. More government intervention. More of the same thinking that created the problem he's now campaigning against.

A "make stuff cost less tour" without a single policy

Cooper told viewers he would begin his tour "tomorrow" and roll out policy ideas for North Carolinians about "what Washington can do to help reduce costs for people, instead of making them go up." He added that healthcare specifically would come "next week."

"I'm going to start, tomorrow, a make stuff cost less tour, and I'm going to be rolling out my policy ideas to the people of North Carolina about what Washington can do to help reduce costs for people, instead of making them go up."

Notice what's missing. There is no policy. There is no plan. There is a tour name that sounds like it was brainstormed in a focus group and a vague promise that details will come later. Cooper is asking North Carolinians to trust that the same party responsible for the ACA's cost spiral has fresh ideas to reverse it.

This is the Democratic playbook distilled to its purest form: acknowledge the pain, blame someone else, promise the government will fix it, and never reckon with the fact that the government broke it.

Blaming Washington while running for Washington

Cooper's framing is worth examining closely. He said, "Everything Washington is doing is making costs go up for North Carolinians instead of working for them to go down." He is running to join Washington. He served as governor for eight years. He is not an outsider diagnosing a system he had no hand in shaping; he is a career Democratic politician who supported and championed the very policies he is now lamenting the consequences of.

The instinct to blame "insurance companies" is reflexive for Democrats, and it conveniently sidesteps the reality that the ACA was designed in partnership with those same insurers. The law's exchange system, its coverage mandates, its subsidy structure: all of it was built with the insurance industry at the table. Blaming insurers for the cost of a system built around them is like blaming the rain after you dismantled the roof.

What Cooper won't say

Cooper provided no numbers to back his claim that "so many people" have been lost from the ACA rolls. He offered no specifics on which deductibles have risen, by how much, or for whom. The emotional appeal does the work that data should.

What he also won't say is the quiet part: the only way to make the ACA "work" as Democrats envision it is to permanently funnel taxpayer dollars into subsidies that mask the true cost of coverage. That's not reducing costs. That's shifting them. The bills don't shrink. They just get forwarded to a different address.

Conservatives have argued for years that the path to affordable health care runs through competition, transparency, and deregulation, not through layering new spending on top of a broken framework. Cooper's own words Tuesday made that case more effectively than any Republican ad could.

The real story from Tuesday night

Roy Cooper wants to talk about his tour. He wants to talk about fighting insurance companies and restoring subsidies. But the most newsworthy thing he said wasn't a promise. It was a confession.

The Affordable Care Act is failing the people it was named for. A Democrat said so.

" A free people [claim] their rights, as derived from the laws of nature."
Thomas Jefferson